EB-5 Opportunity Cost Calculator

Should you invest $800K in EB-5, or wait for your GC via other means?

Disclaimer: This is a decision-support tool, not financial or immigration advice. Every situation is unique. Consult qualified professionals. The creator is not responsible for decisions made using this tool.

📅 GC Timeline

~1.5-2yr after filing
Based on priority date
The gap between these dates drives the intangible benefits and side income advantage.

💰 EB-5 Investment

Total Deployed ($800K + fees) $830,000

🏗️ Funding Source

Loan: 50%Cash: 50%

🏦 RC Return

Simple interest on $800K. Check your PPM for actual RC terms.

🎯 Second Fiddle

Starts from GC/EAD date for each path. EB-5 lets you start earlier.

🧘 Intangibles

No layoff anxiety, no employer lock-in
Applies during the years EB-5 gives you freedom earlier than EB-2/3/1A.

📈 Projection

End date:

📊 Result

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Path A: No EB-5 (EB-2/3/1A)

Path B: Invest in EB-5

This shows the financial picture. Many choose EB-5 for stability, freedom, and reduced stress even when numbers don't favor it. Only you can decide what peace of mind is worth.